Coverhound Business Insurance Details

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Key Features: 

  • Comprehensive protection for independent bookstores nationwide. 
  • Coverage for brick-and-mortal retailers and online retailers. 
  • Additional coverage for in-store events, offsite events, pop-ups, online sales, seasonal inventory, and more. 
  • Specialized coverage for used books and rare books. 
  • Knowledgeable advisors and a hassle-free experience. 

Insurance Coverages Available: 

  • Business Owners’ Policy - The most common and popular form of insurance coverage used by book retailers. Combines general liability and property insurance into one discounted policy. 
  • General Liability - Offers protection against third-party claims of bodily injury, property damage, or personal injury. 
  • Property Insurance - Protects the physical assets of the business, including buildings, inventory, furniture, and equipment. 
  • Business Interruption - Helps cover lost income and expenses if a business is temporarily unable to operate due to a covered event (e.g., fire, flood). 
  • Product Liability - Protects against claims related to product defects or injuries caused by products sold. 
  • Workers Compenstion - Provides coverage for medical expenses and lost wages for employees who are injured or become ill while on the job. 
  • Commercial Auto - Covers vehicles owned or used by the business for deliveries, errands, or other business-related activities. 
  • Cyber Liability - Protects against losses resulting from cyber-attacks, data breaches, hacks, or other cybercrimes. 
  • Employment Practices Liability - Protects against claims related to employment practices, such as discrimination, wrongful termination, or harassment. 
  • Commercial Umbrella - Offers additional liability coverage beyond the limits of other liability policies. 

Visit CoverHound to learn more about insurance coverage for book retailers and get a personalized quote for your specific business. Call 844-905-2739 or email [email protected] for more information.



About ABA

The American Booksellers Association, a national not-for-profit trade organization, works with booksellers and industry partners to ensure the success and profitability of independently owned book retailers, and to assist in expanding the community of the book.

Independent bookstores act as community anchors; they serve a unique role in promoting the open exchange of ideas, enriching the cultural life of communities, and creating economically vibrant neighborhoods.


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