Coverhound Business Insurance Details

Key Features: 

• Comprehensive protection for independent bookstores nationwide. 
• Coverage for brick-and-mortal retailers and online retailers. 
• Additional coverage for in-store events, offsite events, pop-ups, online sales, seasonal inventory, and more. 
• Specialized coverage for used books and rare books. 
• Knowledgeable advisors and a hassle-free experience. 

Insurance Coverages Available: 

• Business Owners’ Policy - The most common and popular form of insurance coverage used by book retailers. Combines general liability and property insurance into one discounted policy. 
• General Liability - Offers protection against third-party claims of bodily injury, property damage, or personal injury. 
• Property Insurance - Protects the physical assets of the business, including buildings, inventory, furniture, and equipment. 
• Business Interruption - Helps cover lost income and expenses if a business is temporarily unable to operate due to a covered event (e.g., fire, flood). 
• Product Liability - Protects against claims related to product defects or injuries caused by products sold. 
• Workers Compenstion - Provides coverage for medical expenses and lost wages for employees who are injured or become ill while on the job. 
• Commercial Auto - Covers vehicles owned or used by the business for deliveries, errands, or other business-related activities. 
• Cyber Liability - Protects against losses resulting from cyber-attacks, data breaches, hacks, or other cybercrimes. 
• Employment Practices Liability - Protects against claims related to employment practices, such as discrimination, wrongful termination, or harassment. 
• Commercial Umbrella - Offers additional liability coverage beyond the limits of other liability policies. 

Visit CoverHound to learn more about insurance coverage for book retailers and get a personalized quote for your specific business. Call 844-905-2739 or email [email protected] for more information.