Medicare’s open enrollment period for 2021 will run from October 15 to December 7; booksellers should prepare by contacting ABA’s membership health insurance partner LIG Solutions for a no-obligation health insurance assessment.
During the Medicare open enrollment period, Medicare plan enrollees can make changes to their health insurance plan by switching, dropping, or adding coverage.
For people under 65, most states’ open enrollment periods to add, drop, or make changes to Affordable Care Act (ACA) coverage in the Marketplace run from November 1 to December 15. The Marketplace is operated by the federal government through HealthCare.gov for most states, though some states have their own Marketplaces with slightly different open enrollment periods. Contact LIG Solutions to find out if your state has a different open enrollment period.
For more information on open enrollment in general, including options outside of open enrollment, see this article on preparing for open enrollment this fall.
ABA’s partnership with LIG Solutions allows ABA members to gain access to LIG’s extensive knowledge of the health insurance market, which helps members navigate a wide array of insurance options, including ACA-compliant major medical, Medicare/supplements, short-term policies, vision, dental, critical care, and supplemental coverage, as well as small group/Health Reimbursement Arrangement (HRAs) programs.
Find ABA’s LIG landing page, which has a dedicated phone number for members and a recorded webinar explaining the program under “For Booksellers” and “LIG Health Insurance” on Bookweb.org. (An ABA login is required to access the landing page.)
Booksellers can call or fill out the form on the landing page at any time to speak with an LIG representative about specific health insurance options. These options are customized and flexible to your needs. Although options are limited outside of open enrollment, LIG Solutions can walk you through options to “bridge” coverage through the rest of the year.
For more information about the membership health insurance benefit, see FAQs about the LIG partnership. For questions not answered by this FAQ, please contact ABA Director of Advocacy & Public Policy David Grogan.
Booksellers should communicate with their manager before purchasing a policy as the bookstore may be looking into offering employees a health coverage option as part of the ABA partnership with LIG Solutions.